If your service-connected conditions make it impossible for you to hold a steady job, you may qualify for Total Disability based on Individual Unemployability, or TDIU. But what does that actually mean—and how do you get it?
TDIU is a VA benefit that pays qualifying veterans at the 100% disability rate—even if their combined rating is below 100%. It’s designed for veterans whose conditions prevent them from maintaining substantially gainful employment—meaning steady work that supports a basic standard of living.
You don’t need a 100% rating to qualify, but there are specific requirements.
Voiceover: To qualify, you generally must have:
A single service-connected disability rated at 60% or higher OR
Two or more service-connected disabilities with a combined rating of at least 70%, with one rated at least 40%.
But ratings alone aren’t enough. You also need to show that your conditions make it impossible to keep a steady job.
The VA will look at medical records, employment history, and statements from doctors or former employers to determine if your disabilities prevent you from working. If you’ve been denied TDIU before, don’t give up—many veterans win on appeal with the right evidence, like a nexus letter or updated medical records.
If you believe you qualify for TDIU, Veterans Guide can help. Visit VeteransGuide.org to learn more and get started today.
You served your country—now let’s fight for the benefits you deserve together.
Veterans Guide—your guide to a better future.
