Call For a Free Case Review

Monthly Payments

$0

Combined Rating

0%

See If We Can Help You Increase Your Rating

Key Takeaways
  • The calculator allows veterans to enter their disabilities and ratings, then provides a combined disability rating as well as what the 2025 VA monthly payment should be
  • Total compensation depends on factors like dependents, spouse’s disability, and severe disabilities.
  • Veterans unable to work due to service-connected disabilities may qualify for Total Disability Individual Unemployability (TDIU) benefits, equivalent to a 100% disability rating.
  • VA ratings range from 0% to 100% in 10% increments, reflecting the impact of the disability on daily functioning.

This 2025 VA disability calculator helps veterans determine how much compensation they may receive because of their service-related disability. Veterans Guide can help you calculate your benefit amount if you have one or more disabilities. To learn about how to increase your VA rating or how to make a claim for benefits, contact Veterans Guide.

The VA assigns a rating to your disability to help determine how much compensation you should get. If you have more than one service-connected disability, the formula can seem complicated. The Veterans Guide VA disability calculator can help. You can see how the VA arrives at a rating that accounts for your disability and familial situation.

How does the VA rate multiple disabilities?

The VA can give you a disability rating between 0% and 100% in 10% increments. The rating is meant to reflect how your disability affects your daily functioning. The VA reviews the medical evidence you submit as part of your claim and your service record to determine your disability rating. A 100% VA disability rating identifies the veteran has totally disabled.

If you have a rating for more than one disability, the VA does not simply add them together. Instead, the VA uses a table to arrive at a combined disability rating. The VA takes these steps to calculate a combined rating:

  • Ranks the disabilities in order from most severe to least severe, such as 50%, 30%, 10%
  • Finds the highest disability rating in the table’s top row 
  • Finds the second-highest disability rating in the left-hand column
  • Notes the intersecting number 
  • Finds the intersecting number in the left-hand column of the table
  • Finds the lowest disability rating in the top row
  • Notes the intersecting number 
  • Rounds the intersecting number to the nearest 10%

In the example of a veteran with three disabilities of 50%, 30%, and 10%, the first intersecting number would be 65%, and the second intersecting number would be 69%. The nearest 10% would be 70%. This veteran’s final disability rating would be 70%.

Yes. And any additional disabilities you have will also be rated by the VA and can increase your total rating. The VA does not simply add ratings together, however. They have a table for combined ratings that they use to determine how two or more conditions can be combined. For example, to give you an idea, a 50% combined rating with another 50% will equal a total 75%, which will then be rounded to the nearest 10%, so the total rating is now 80%. Here’s another example. A 40% disability rating for one condition and a 20% rating for another condition will equal 52% total, which will then be rounded to 50%. The way the math works is that the primary rating is taken from the person’s able body rating. If you’re physically fit, that’s a hundred percent minus your disability rating. So if a veteran has a 70% disability and then another 10% rating, then 10% will be taken from a hundred percent minus 70% or 30%. 10% multiplied by 30% equals 3%, and then added to the 70% for 73%, which will then be rounded to the nearest 10th digit.

Yes. And any additional disabilities you have will also be rated by the VA and can increase your total rating. The VA does not simply add ratings together, however. They have a table for combined ratings that they use to determine how two or more conditions can be combined. For example, to give you an idea, a 50% combined rating with another 50% will equal a total 75%, which will then be rounded to the nearest 10%, so the total rating is now 80%. Here’s another example. A 40% disability rating for one condition and a 20% rating for another condition will equal 52% total, which will then be rounded to 50%. The way the math works is that the primary rating is taken from the person’s able body rating. If you’re physically fit, that’s a hundred percent minus your disability rating. So if a veteran has a 70% disability and then another 10% rating, then 10% will be taken from a hundred percent minus 70% or 30%. 10% multiplied by 30% equals 3%, and then added to the 70% for 73%, which will then be rounded to the nearest 10th digit.

What other factors determine your total compensation?

Your total compensation from the VA depends on your rating and other factors. Specifically, you may get more compensation if:

  • Your parents are your dependents
  • You have a spouse or children
  • Your spouse has a serious disability
  • Your disabilities are very severe
  • You live with the loss of a limb

Some veterans also qualify for an automobile or clothing allowance depending on the nature of their service-connected disability.

Total Disability Individual Unemployability (TDIU)

In some cases, a veteran who doesn’t have a 100% disability rating may still be unable to work. If your service-related disability stops you from holding down a job, you may be able to get Total Disability Individual Unemployability (TDIU) benefits. TDIU provides the same compensation that a veteran with a 100% disability rating would get.  

To qualify for TDIU, both of these must be true:

  • You can’t support yourself through employment because of your service-connected disability.
  • Your service-connected disability has a rating of 60%, or you have one or more disabilities with a combined rating of at least 70%, with at least one disability rated at 40% or more.

Matt is a VA-accredited attorney who co-founded NAVDA in 2023. Matt has helped veterans with the VA disability appeals process since he became accredited in 2021.