About Novus Home Mortgage
When it comes to securing a mortgage, finding a trusted lender who values transparency and personalized service is key. Novus Home Mortgage stands out as a company dedicated to helping its clients achieve their homeownership dreams with confidence. Offering a customer-first approach, Novus Home Mortgage provides clear communication and straightforward guidance throughout the mortgage process.
A Customer-Centric Approach
At Novus Home Mortgage, the focus is always on the customer. They understand that obtaining a mortgage can often be overwhelming, with complex paperwork, confusing terminology, and many options to choose from. That’s why Novus takes great pride in offering a customer-first experience, one where every client is treated as an individual, not just a transaction.
Their mortgage team works closely with clients to ensure they fully understand their options and feel supported throughout the entire process. From first-time homebuyers to experienced investors or those looking to refinance, Novus’ knowledgeable staff is dedicated to ensuring that clients make informed decisions that best suit their financial situation and homeownership goals.
Leadership Backed by Trust
Novus Home Mortgage is a proud division of Ixonia Bank, a locally owned institution that has been a part of the community since 1918. This longstanding relationship with a well-established bank provides Novus with a level of stability and trust that is invaluable in today’s fast-paced financial world.
Being a part of Ixonia Bank means Novus Home Mortgage offers its clients the personalized service of a local company, combined with the backing of a trusted financial institution with over a century of experience. Clients can have peace of mind knowing that their mortgage provider has a proven track record of reliability and commitment to the community.
Community-Focused Service
One of the core values of Novus Home Mortgage is its commitment to the communities it serves. The local ownership structure of Ixonia Bank allows Novus to focus not just on business, but on building meaningful relationships with homeowners and homebuyers in the region. As a result, the company is deeply committed to the financial well-being of its clients, ensuring that they have the support they need to make informed decisions about their mortgages.
Whether clients are purchasing their first home, refinancing their current mortgage, or seeking specialty loan options, Novus Home Mortgage takes a community-focused approach to ensure that each person’s financial journey is supported every step of the way.
Diverse Loan Options to Meet Your Needs
Novus Home Mortgage offers a wide range of loan programs to meet the needs of various homebuyers, including:
- Conventional Loans: These loans are designed for those with good credit and a stable income who are looking to purchase a home without specialized loan requirements.
- FHA Loans: A great option for first-time homebuyers or those with less-than-perfect credit, FHA loans require a lower down payment and are more accessible for a wider range of buyers.
- VA Loans: Novus Home Mortgage offers specialized VA loans for eligible veterans, service members, and their families. These loans often come with favorable terms such as low or no down payments and lower interest rates.
- USDA Loans: For buyers purchasing homes in rural areas, USDA loans provide a low-interest, zero down payment option.
- Jumbo Loans: For those looking to purchase homes that exceed conventional loan limits, Novus offers jumbo loans with competitive rates and flexible terms.
- Specialty Loans: In addition to standard loans, Novus provides specialty loan options tailored to meet unique financial situations or specific client needs.
Whether a client is buying their first home, purchasing a larger property, or refinancing to better manage finances, Novus has a loan solution that fits their goals.
Simplifying the Mortgage Process
Securing a mortgage doesn’t have to be complicated. Novus Home Mortgage is committed to simplifying the process for its clients, ensuring that they feel confident and informed every step of the way. Their clear communication and dedication to transparency ensure that clients always know the status of their mortgage application, keeping borrowers informed throughout the process.
Whether clients are navigating the application process for the first time or returning for a refinance, Novus provides the experience and guidance needed to make well-informed, stress-free decisions.
Why Choose Novus Home Mortgage?
- Customer-Centered Service: Novus Home Mortgage focuses on providing tailored solutions for each customer’s unique needs.
- Proven Leadership: As a division of Ixonia Bank, Novus brings over a century of banking expertise and trustworthiness.
- Comprehensive Loan Programs: Novus offers a variety of loan options, from conventional and FHA loans to specialty and VA loans.
- Transparent Process: Novus prioritizes clear communication and transparency, making sure you understand your options and the steps in the mortgage process.
- Local Commitment: Being locally owned, Novus Home Mortgage is deeply invested in the community and the well-being of its clients.
Your Path to Homeownership Starts Here
If you’re ready to take the next step in your homeownership journey, Novus Home Mortgage is here to help. Whether you’re a first-time homebuyer or an experienced homeowner looking to refinance, Novus can provide the clarity, guidance, and personalized service you need to make your dreams a reality.
With Novus Home Mortgage, your home truly is their priority.
